Find
We identify what is blocking the approval.
This is what we do
We review credit files for approvals.
Collections. Charge-offs. Late payments. Inquiries. Evictions. Bankruptcy. If the reporting can be challenged, we build the plan and quote the work.
Free file review
No SSN on this page
No payment at intake
No hard pull
No score, deletion, approval, or timeline is guaranteed.
What we do
We find what is hurting the approval and attack the report.
We are not here to sell a generic package. We look at the file. If it is workable, we take it on.
Challenge
We review items that may be inaccurate, incomplete, outdated, duplicated, or unverifiable.
Work
If we accept the file, we quote the work and move.
The report
We use the Experian PDF.
If we need it, this video shows you how to pull it.
Examples
Real files. Case by case.
Examples of account updates after review. Your file may be different.
Capital One. Navient. First Premier. OpenSky.
Example of a file showing multiple disputed accounts updated after review.
BMW Financial. Mazda. Nissan/Infiniti. TD Bank.
Example of an auto-heavy file showing multiple account updates.
Case by case. Report first.
Results vary. The review starts with what is actually reporting.
Want us to look at your file?
START FILE REVIEWProcess
Submit. Text. Review. Quote.
No payment due to submit.
Submit
Tell us what is going on.
Text
We text you the next step.
Review
If we accept the file, we quote the work.
Start here
Send it for review.
Fill this out. We text you.
- Takes about 60 seconds.
- No SSN required here.
- No payment due to submit.
- Pricing is discussed after file review.
Do not submit SSNs, banking logins, card numbers, or private account credentials.
Before you submit
Quick answers.
Do I pay on this page?
No. This page is for intake. Pricing is discussed only after the file is reviewed for fit.
What is this?
A credit file review. You submit the basics, we review fit, and if we can help, we text you the next step.
Do you need my Social Security number here?
No. Do not submit SSNs, banking logins, card numbers, or private account credentials through this form.
Can every negative item be removed?
No. Items may be reviewed and challenged when inaccurate, incomplete, outdated, duplicated, or unverifiable.
What happens after I submit?
We text you first. If the profile looks like a fit, we ask for the Experian PDF and review next steps.